older-adults-money-advice I have helped older adults use tax-free retirement money and let their money work for them allocating idle money from CD towards their indexed and immediate annuities and index Universal Life Policies for a tax-free lifetime retirement income with no market risks and with health benefits when cancer,stroke or disability occurs. Call ConnieContinue reading “65 yrs old and need to plan money withdrawals from annuities, Index UL and other plans”
Category Archives: pension
Cost of waiting
A 45-yr old doctor who bought an IUL policy for cash accumulation, health benefits and death benefits vs a 47 yr old doctor. ———- Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com CA Life Lic 0G60621 for an IUL policy with tax free accumulation with living benefits for terminal, chronic and critical illness added at no costContinue reading “Cost of waiting”
Real estate worries of generation X and Y
The most pain-yes, even marginally greater than that of former Enron employees and Bernie Madoff scam victims-has been felt by a younger generation, however, in America’s suburbs, far from Wall Street. Relinquishing its collective Abercrombie & Fitch flannel shirts for suits and ties, Generation X was buying its first homes just as the Farrelly brothers-directorsContinue reading “Real estate worries of generation X and Y”
A recession is when your neighbor loses his job and a depression is when you lose your job
The difference between the two terms is not very well understood for one simple reason: There is not a universally agreed upon definition. If you ask 100 different economists to define the terms recession and depression, you would get at least 100 different answers. I will try to summarize both terms and explain the differencesContinue reading “A recession is when your neighbor loses his job and a depression is when you lose your job”
Roth IRA and Index Universal Life Policy, both tax free retirement plans
Roth IRA, municipal bonds and Index Universal Life Policies (IUL) are all tax free retirement plans. I choose Index Universal Life Policy with living benefits because of the many limitations of Roth IRA. With my age and income fluctuations, I can save more in sickness or health, create a bigger estate when I die and not haveContinue reading “Roth IRA and Index Universal Life Policy, both tax free retirement plans”
Retirement planning for doctors and health care pros
tax free retirement for doctors and health care professionals_ Here is an example of saving during a low tax environment and taking retirement income when tax rates are higher. As you can see, although you may accumulate more money through a pre-tax plan, if your tax bracket is high enough in retirement, your net incomeContinue reading “Retirement planning for doctors and health care pros”
Retirement strategies for women
Retirement_Strategies_for_Women Call Connie 408-854-1883 if you want to earn extra income without working more than 3 jobs or if you want to retire with sufficient pension, tax free and with living benefits (access to funds in your pocket from $100k to $1.5M during health threats – similar to long term care , added at noContinue reading “Retirement strategies for women”
Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors
As a CPA, your clients would ask you to help them allocate thier idle money and have health and asset protection. As a realtor, your clients wants your opinion on how to protect their house should a health threat occur or income loss. As an insurance agent, you wanted to be a builder and notContinue reading “Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors”
Doctors, carehome owners and caregivers are some of my clients
They all know that health threats like cancer,stroke or disability can occur without warning. And that they are safe in knowing that they can leave behind a substantial estate with a stroke of a pen to their love ones. And that to act now means ensuring their retirement for lifetime income sooner than later withContinue reading “Doctors, carehome owners and caregivers are some of my clients”
Dear Saver, Every risks and tax free savings count.
Dear Saver, Please find attached detailed historical performance of your investment with NLG-LSW which we can together review after 12months into your policy. Know that you can review your savings plan each year. I will be there with you. Please keep in mind, to monitor your spending and savings. There is a companyContinue reading “Dear Saver, Every risks and tax free savings count.”
Earn $5000 per month for 40 years tax free with health benefits
38 female in cal tax free lifetime income retirement at 8percent Save $8500 per year starting the age of 38 yrs old for 30 years and receive $5000 per month as retirement income tax free with health benefits, access to funds during health threats: cancer,stroke or disability. Stop waiting to be a lotto winner. ThereContinue reading “Earn $5000 per month for 40 years tax free with health benefits”
Top two gifts for your children: education and savings with life insurance and health benefits
In some parts of the world, parents sell their house to send their children to college. We believe that education will set up a strong foundation for our children. And another gift we can give is an Index Universal Life insurance with investment savings at no risk in it and do not have to dieContinue reading “Top two gifts for your children: education and savings with life insurance and health benefits”
Don’t look for a job, create a job
Don’t look for a job, create a job
Create your own paycheck. He who writes your check dictates your life. Are you going to graduate in college soon or just recently lost your job? We have a career or profession for you as a business owner. You own your book of business and a team to help you grow it. Learn how to make moneyContinue reading “Don’t look for a job, create a job”