My father did not teach me how to leverage my money or assets to control another asset or make my money work for me by compounding and setting aside a long term savings plan with no market risk. He likes to take a risk and my mom cares for necessities and not investments. Like anyoneContinue reading “What my parents thought me about finance”
Category Archives: Finance
When to start receiving social security benefits?
when to start receiving social security benefits from ssa.gov My 65 yr old client who owns a beauty salon and lost $500k in the stock market is deciding whether to start receiving her social security benefits now or wait for two years. She then decided to wait for two years given her health condition andContinue reading “When to start receiving social security benefits?”
A recession is when your neighbor loses his job and a depression is when you lose your job
The difference between the two terms is not very well understood for one simple reason: There is not a universally agreed upon definition. If you ask 100 different economists to define the terms recession and depression, you would get at least 100 different answers. I will try to summarize both terms and explain the differencesContinue reading “A recession is when your neighbor loses his job and a depression is when you lose your job”
Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors
As a CPA, your clients would ask you to help them allocate thier idle money and have health and asset protection. As a realtor, your clients wants your opinion on how to protect their house should a health threat occur or income loss. As an insurance agent, you wanted to be a builder and notContinue reading “Fire your boss, own a business now, financial planning for CPA, insurance agents, health care pros and realtors”
Doctors, carehome owners and caregivers are some of my clients
They all know that health threats like cancer,stroke or disability can occur without warning. And that they are safe in knowing that they can leave behind a substantial estate with a stroke of a pen to their love ones. And that to act now means ensuring their retirement for lifetime income sooner than later withContinue reading “Doctors, carehome owners and caregivers are some of my clients”
Did you lose money from your stocks and home equity and you need to increase your estate at the stroke of a pen?
We are hiring college grads, apply now
High unemployment rate is experienced in the following college grads: architecture, information systems, arts, political science and anthropology. We are hiring with full training for any college grads who can be trained in the area of retirement plan. The only required license is Life and Health Insurance license. Be people savvy, and will serve theContinue reading “We are hiring college grads, apply now”
The reason why I want to succeed
Please tell me what you think of this site, the reason why I am retiring my mom at 78 as a caregiver and more… http://vimeo.com/88660241 Do you know anyone who are not happy with their job, needing a tax free retirement, and a business they can be with for the rest of their lives? AndContinue reading “The reason why I want to succeed”
Free trip to Europe in 2015, a $15,000 luxury value trip for two with cash and lux
All the travel and luxury, for only referring 9 high net income clients to Connie and they will be guided to save at least $900 per month towards a lifetime tax-free retirement income with no market risks for them and their families. And most of all, access to funds up to $1.5M when cancer, stroke orContinue reading “Free trip to Europe in 2015, a $15,000 luxury value trip for two with cash and lux”
Financial Calculators, commuting by plane to bayarea
comparison tax tas deferred tax free savings Tax Deffered versus Tax-free (tax free wins by over $300k) With the availability of information in the internet, it has become our library and calculator for all kinds of financial planning that will help us make better financial decisions. I paid 15% in taxes when I saved allContinue reading “Financial Calculators, commuting by plane to bayarea”
Sins of Investing, tax-free savings , tax breaks for the rich
The rich people, earn, invest and pay taxes while the poor earn, pay taxes and spend. We can be better this 2014. There are 420 tax deductions as a business owner. Call Connie 408-854-1883 motherhealth@gmail.com to be a business owner with no capital and experience in 50 US states. Call for a risk free, tax-free withContinue reading “Sins of Investing, tax-free savings , tax breaks for the rich”
Tax breaks for raising your children
The cost of rearing a middle-class American child from infancy to the age of 18 is now an estimated at $241,000—and that’s before you start getting those college bills. Fortunately, parents get a little bit of financial relief every April, courtesy of the U.S. government. Your little ones can nab you a number of taxContinue reading “Tax breaks for raising your children”
Only one roll over of your IRAs per year
This post comes from Robert Powell at partner site MarketWatch. This column has been updated to clarify that the one-year period during which two or more IRA-to-IRA rollovers should be avoided starts when the IRA owner receives the distribution. Uncle Sam’s Tax Court just ruled that the one-rollover-per-yea<!–r rule applies to all of a taxpayer’sContinue reading “Only one roll over of your IRAs per year”
Retirement income for life with no taxes and penalties
Based on the IRS code 7702, tax-free retirement with almost no income limits and no penalties when compared to a Roth IRA or 401k is possible with an IUL policy. An IUL can provide for a tax-free retirement income of $50k per year or $100k per year depending on your savings plan each year. Below are potential savings growth for aContinue reading “Retirement income for life with no taxes and penalties”