http://www.msn.com/en-us/money/tools/retirementplanner Contact Connie Dello Buono , retirement planner, 408-854-1883 motherhealth@gmail.com to save before the year ends. CA Life Lic 0G60621
Category Archives: Financial Planning 101
Disability income benefit for PA, health care providers and you
Protecting your cash flow
Avoid financial disasters, health threats, retirement threats and taxes at all costs. Accept change to protect your cash flow. This is the mindset of the early innovators and early adaptors. Whatever their age bracket be, they are high income earners and risk takers. How do we attract adopters and retain believers? Surround yourself with people whoContinue reading “Protecting your cash flow”
How to avoid capital gains tax
First, you can use a tax-protected retirement account to avoid paying capital gains taxes on the proceeds from your stock sales. As long as you keep the proceeds in the account and resist the urge to make premature withdrawals, you can grow your retirement savings on a tax-free basis for an indefinite period of time.
However, your retirement account may be subject to certain contribution limits. If you’re under the age of 50, you can contribute just $5,000 per year into your tax-protected IRA account. If you’re over the age of 50, you may be able to contribute as much as $6,000 into your account. Before you make any contributions, be sure to check with a licensed tax professional.
How the rich uses tax free wealth transfer with supplemental Long Term Care benefit
If you have idle CDs or annuities and does not serve your purpose of protecting your asset and leaving a legacy to your family or next generation tax-free, let me show you a permanent life policy with no stringent medical exam for 0-85 years of age for tax-free wealth transfer with supplemental long term careContinue reading “How the rich uses tax free wealth transfer with supplemental Long Term Care benefit”
Reasons you need a whole life insurance, gift for grandchildren, college funds, retirement funds
A level premium or limited premium whole life insurance can: provide asset reallocation and repositioning to serve your long term care needs be a gift to your grandchildren or children aside from using your Living Trust for gifting used to open a retirement plan instead of an IRA by end of the year for tax purposeContinue reading “Reasons you need a whole life insurance, gift for grandchildren, college funds, retirement funds”
Young techies buying stocks/investments to plan to retire early
Talking to a 27 yr old techie this afternoon who owns some investments and stocks with the hope of retiring early at 40 was very promising. Silicon valley is a haven for young techies. They own stocks and buy more investments. I asked him if he has a financial planner and he said no.Continue reading “Young techies buying stocks/investments to plan to retire early”
1035 Exchange for CPA, Estate Planning for Business Owners and Living Benefits for all
Save, invest and then spend with collaboration from your CPA, tax preparer, estate planner, life insurance agents, financial planners and other professionals. Learn from them and then start an electronic fund transfer each month so that you have paid yourself first before you spend. Call Connie before the end of the year to properly allocate yourContinue reading “1035 Exchange for CPA, Estate Planning for Business Owners and Living Benefits for all”
Five reasons people buy Fixed Annuities by Chris Conklin
A few weeks ago, I went into a branch of a small, locally owned savings bank near my home and happened to see one of their customers filling out the paperwork for a money market account yielding 2.25 percent. I thought this was curious, since it’s easy to find an FDIC-insured money market or savingsContinue reading “Five reasons people buy Fixed Annuities by Chris Conklin”
Yearly Financial Planning Review
Email me to help you review your financial picture and goals. motherhealt@gmail.com Connie Dello Buono CA Life and Health Lic 0G60621 408-854-1883 When you don’t plan your financial future, you cannot control it. Be accountable for all your assets and liabilities so you will always be prepared for any health threats and financial threats. RememberContinue reading “Yearly Financial Planning Review”
Networking 101 plus Tax-Free Financial and Estate planning
Learn from everycircle.com on how to conduct business networking mixers. See you all in Hercules every Friday at 6pm for refreshments, free business mixer and free seminar for 1.5hours. And every Saturday at 9am in Fremont. Contact Connie Dello Buono 408-854-1883 motherhealth@gmail.com to sponsor, participate, get your business name included in the list of sponsorsContinue reading “Networking 101 plus Tax-Free Financial and Estate planning”
Free retirement plan review for the 13% laid off Allergan employees
During our life time, we changed jobs about 7 times and multiply that by 2 in the bay area. In Silicon Valley, half of the employees are contractors or temporary employees. Yesterday, a friend who just moved in the valley from Georgia asked how could the locals possibly afford the cost of renting or owningContinue reading “Free retirement plan review for the 13% laid off Allergan employees”
2014 Social Security Benefit of $2642 max per month
Save 10% of your money towards your retirement savings plan since Social Security can only give you a max of $2642 per month. Full deduction of $5.5k yearly contribution to your Roth IRA from your gross yearly income of $60k for single and yearly income of $95k for married. Traditional IRA: Required Min Distribution uponContinue reading “2014 Social Security Benefit of $2642 max per month”
Free financial planning and review for bayarea pros, 3000 laid off Cisco employees and business owners
If you want to reduce taxes, review your life insurance needs, review your retirement plans, identify ways to have safe and lifetime retirement income from your annuities and IUL and get more from your savings without market risks and taxes, contact Connie Dello Buono motherhealth@gmail.com 408-854-1883 for 24 hr response time. CA Life Lic 0G60621Continue reading “Free financial planning and review for bayarea pros, 3000 laid off Cisco employees and business owners”