With your experience in working in the corporate environment, you are now in best position to learn how to position yourself in the business world if you are open for a business opportunity. As employees, we have helped build other people’s dreams. It is now time for us to build our own dreams. I have partneredContinue reading “Business mentoring and Tax free retirement info to all 18k laid off Microsoft employees”
Category Archives: retirement savings
How Can You Receive Nursing Home Benefits Without Losing Your Hard-Earned Assets?
Retirement_Asset_Protection connie dello buono You do not have to lose your hard earned money for lifetime retirement should you need nursing home care. Prepare many years in advance for asset protection and health planning. Government regulations for health care benefits look at your assets 5 years back. Plan for your estate, gifting your children andContinue reading “How Can You Receive Nursing Home Benefits Without Losing Your Hard-Earned Assets?”
Long Term Care Planning, Medi-Cal/Medicaid, Estate Planning, Save a Senior
Seminar on Long term care and Medi-Cal/Medicaid Planning is scheduled weekly in the bay area. Contact Connie Dello Buono 408-854-1883 motherhealth@gmail.com for group or one on one introduction and info sharing. CA Life Lic 0G60621. 1708 Hallmark Lane San Jose CA 95124 We help you in form of education understand the government regulations. Help youContinue reading “Long Term Care Planning, Medi-Cal/Medicaid, Estate Planning, Save a Senior”
FUTUREADVISOR.com is a free investment advisor
FutureAdvisor is an investment advisor that takes academically researched portfolio management principles and applies them to your situation. Our recommendation algorithms are based on these principles and academic works. 1. Index Investing: more effective than picking stocks FutureAdvisor’s algorithmic portfolio recommendations favor low-fee index funds. Not only do low-fee index funds perform better in the long run [1],Continue reading “FUTUREADVISOR.com is a free investment advisor”
Making your retirement plan what you wish for
A retirement plan for health care pros and docs Tax free Zero market risk Health benefits for terminal and chronic illness added at no cost In 50 US states Using 5 indexing strategies of wealth accumulation Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com after you read the above ppt presentation materials. This pension plan is forContinue reading “Making your retirement plan what you wish for”
Turning 50? it is not late to prepare for your retirement savings plan
A senior costs her three homes to pay for 15yrs of staying in a care home facility.She has no retirement savings, long term care or other means of generating income. Her diabetes caused her death after 15 yrs in a care home with not enough exercise and motivation to eat healthy food even when theContinue reading “Turning 50? it is not late to prepare for your retirement savings plan”
To retire or not to retire overseas
Some of my friends want to retire outside of the USA for cost reasons. I cannot retire in the Philippines although it will only cost me less than $500 to survive comfortably in the rural areas close to nature and island surrounded by white sand beaches and fresh food. I have to live close toContinue reading “To retire or not to retire overseas”
Minimum death benefit maximum cash accumulation tax free, risk free
A secret for the affluent, a life insurance that is tax free, linked to inflation (stock market) and indexing investment strategy, participating only when the market is going up (Lock In and Reset). Josh Jenkins-Robbins talks about maximum funded tax advantage life insurance contract using IRS code sections 72(e) 101 (a) 7702. I have thisContinue reading “Minimum death benefit maximum cash accumulation tax free, risk free”
Do you need a financial planner?
Good leaders know when to delegate, and when to seek expert opinions. So as the leader of your personal finances, you shouldn’t be afraid to consult a financial planner–when appropriate. Here are ten scenarios to help you determine when it makes sense to hire a professional to provide investment and financial advice. Planners typically chargeContinue reading “Do you need a financial planner?”
Mutual Fund Costs
Costs are the biggest problem with mutual funds. These costs eat into your return, and they are the main reason why the majority of funds end up with sub-par performance. What’s even more disturbing is the way the fund industry hides costs through a layer of financial complexity and jargon. Some critics of the industryContinue reading “Mutual Fund Costs”
Crisis in Retirement Planning by Robert Merton
Corporate America really started to take notice of pensions in the wake of the dot-com crash, in 2000. Interest rates and stock prices both plummeted, which meant that the value of pension liabilities rose while the value of the assets held to meet them fell. A number of major firms in weak industries, notably steelContinue reading “Crisis in Retirement Planning by Robert Merton”
Retirement Planning Video
No more market loses and taxes with index investing and Personal Finance 101 for rich and poor
Rich or poor you can still save for a lifetime retirement income/pension/savings plan or your own personal 801k. Your money does not participate when the market is down, keeps your gain and principal intact. Nor market loses or risks. You save your net income each month, $200 or $3k or even more, no income limitsContinue reading “No more market loses and taxes with index investing and Personal Finance 101 for rich and poor”
Inherited IRAs are taxable, Roth IRAs and Index Universal Life Policies are tax-free retirement funds
Supreme Court has ruled that inherited IRAs are not retirement funds, are taxable and creditors can find it (even when the owner shielded it inside a trust). Call Connie Dello Buono 408-854-1883 motherhealth@gmail.com for IUL with zero market risk, tax free and with living benefits , access to funds when health threats occur. Returns fromContinue reading “Inherited IRAs are taxable, Roth IRAs and Index Universal Life Policies are tax-free retirement funds”