scholarship program, for low income families to be able to take classes.2)no smoking policy in public areas Affordable housing for low to middle income families Job-share options for parents and apprenticeships for teens Free shuttle between East Palo Alto and Palo Alto so youth can partake in afterschool activities. Transportation: less traffic, more parking, moreContinue reading “Hot topics in City of Palo Alto, California”
Category Archives: wealth
Indexed Annuity contributions are part of the distribution process in retirement
Index Annuities Gains In 2008, the SP500 lost about 40% of its value. Investors in indexed annuities did not lose a cent which took nearly 4 years for the SP500 to get back to 2007 levels. For individuals who were retiring in 2008, or had tax qualified accounts in an Indexed annuity and passed away, thatContinue reading “Indexed Annuity contributions are part of the distribution process in retirement”
Where to fit Voya’s Fixed Index Annuity in your diversified asset base
Fixed Index Annuity Now you have an option to accumulate your money outside of the bank CDs. At age 40plus, you want a stronger vehicle with protection of principal and growth up to 5% with no market risks. vs Bank CD Contact Connie Dello Buono for a Fixed index annuity that is favorableContinue reading “Where to fit Voya’s Fixed Index Annuity in your diversified asset base”
How to invest with a goal and a coach
You have a fitness trainer because you need motivation and fast rules to maximize the use of the gym or get in shape with strength training very fast or be fit based on your lifestyle and body. In investing, you have many options and you have to start with a strategy, goal and a coach.Continue reading “How to invest with a goal and a coach”
8.69% return to break even upon home purchase
1. Home Maintenance Costs Home maintenance expenditures include cash outlays for services such as appliance repair, pest control, house cleaning, chimney cleaning, gutter and downspout cleaning, landscaping, lawn maintenance and home security. (To save money on home expenses, see Fifteen Insurance Policies You Don’t Need, Extended Warranties: Should You Take The Bait? and Five Money-SavingContinue reading “8.69% return to break even upon home purchase”
The Strangest Secret by Earl Nightingale
Success is a progressive realization of a worthy ideal. A deliberate realization that one becomes determined and with a goal in mind to do the task. Good luck is attracted to this person with a goal: We become what we think about. A man’s life is what his thoughts make of him. Nothing can resist aContinue reading “The Strangest Secret by Earl Nightingale”
A year in review, top Clubalthea posts
Poverty, religion, women’s right to choose, other related topics
Poverty and over population Health and wealth Faith, Responsible parenthood and family income Catholic and 6-children household Poverty and education of the poor in over populated countries Planned parenthood and women’s health What is your say? We want education, no poverty, women’s health. Enough with politics and religion comingling in helping our children finish college despiteContinue reading “Poverty, religion, women’s right to choose, other related topics”
Raising capital gains tax , raising credit score and other news
Raising capital gains tax As Obama continues to signal what he will propose during Tuesday’s State of the Union address, senior administration officials said during the weekend that he will call for raising the capital gains rate on top income earners and eliminating a tax break on inheritances. The revenue generated by those changes wouldContinue reading “Raising capital gains tax , raising credit score and other news”
Asset Protection Iron Triangle by Charles Lamm
Asset protection is not just for the wealthy any longer. When a middle class home can easily run a half million dollars in Florida or another state, and over a million in California or other state, anyone can become a target of lawsuits, divorce courts, and the IRS. You have to dig a well beforeContinue reading “Asset Protection Iron Triangle by Charles Lamm”
Buy an acre of land in Arizona for a free trip to the Philippines
March 16, 2015 deadline for business structure execution
Unless otherwise indicated, all deadlines related to TAXES are at 11:59:59 P.M. (one second before midnight) local time. See also IRS Publication 509. March 31, 2014 Health care coverage deadline for most uninsured taxpayers to avoid the Affordable Care Act penalties on their 2014 tax returns. November 15, 2014 Start of 2015 open enrollment at the HealthContinue reading “March 16, 2015 deadline for business structure execution”
About Annuities
Annuities are insurance contracts that guarantee a fixed or variable payment to the annuitant (the investor) at some future time, usually retirement. Annuities come in different varieties with many different options (called riders) so each annuity works in its own particular way, but there are some general concepts to understand. Two Phases of Annuities Generally,Continue reading “About Annuities”